Quick Answer: The townhome vs apartment in Sherman choice mostly comes down to space against monthly cost. Trulia's May 2026 data puts the average Sherman apartment at $1,111 a month and the average townhome at $1,439. That extra $328 buys a second floor and fewer shared walls, while the apartment keeps rent lower and everything on one level.
Sherman grew from 43,693 residents in April 2020 to an estimated 52,417 by July 2025, according to the U.S. Census Bureau, and more of those newcomers are weighing the townhome vs apartment in Sherman question before they sign a lease. The District at Sherman, serving renters across west Sherman and Grayson County from Archer Circle, offers both apartments and townhomes in one community. Here's what each one gets you for the money.
What to Look For When Comparing Townhome Rentals
Start with how you'll use the space every day. A townhome usually spreads its rooms over two floors and shares a wall with one or two neighbors. An apartment keeps everything on one level, often with someone living above or below you. Rent matters, but layout, stairs and noise shape daily life more than most people expect.
Space and Apartment Floor Plans
Square footage alone can mislead you. A 1,000-square-foot townhome gives up part of that area to a staircase, while a single-level apartment of the same size puts all of it on one floor. Ask for the measured layout of each unit you tour, not just the bedroom count.
At The District at Sherman, the 13 floor plans cover 1-, 2- and 3-bedroom apartments, flats and townhomes. You can line up two options on paper before you ever visit.
Privacy, Stairs and Shared Walls
No upstairs neighbor means no footsteps overhead. For a lot of renters, that alone justifies the townhome.
The tradeoff is the staircase. Carrying groceries, laundry baskets or a sleeping toddler up a flight every day gets old for some people, and it can be a real barrier for anyone with knee or mobility problems. Walk the stairs on your tour and picture doing it on a tired Tuesday night.
Is It Cheaper to Rent a Townhome or an Apartment in Sherman?
An apartment is usually the cheaper of the two. Trulia's May 2026 figures for Sherman show an average of $1,111 for an apartment, $1,439 for a townhome and $1,795 for a house. For context, the Census Bureau's median gross rent for all Sherman rentals was $1,324 in its 2020 to 2024 estimates, a figure that folds in renter-paid utilities.
Rent Comparison by Home Type and ZIP Code
The citywide gap works out to about $328 a month, or close to $3,940 over a 12-month lease. Narrow the search to ZIP code 75092, which includes Archer Circle, and the gap almost disappears. Trulia lists the average apartment there at $1,141 and the average townhome at $1,195.
| Factor | Apartment | Townhome |
|---|---|---|
| Average rent, Sherman (Trulia, May 2026) | $1,111 | $1,439 |
| Average rent, ZIP 75092 (Trulia, May 2026) | $1,141 | $1,195 |
| Living space | One level | Two or more levels |
| Neighbors | Above, below or beside | Usually beside only |
| Stairs inside the home | None | At least one flight |
| Monthly gap, citywide average | Baseline | About $328 more |
Bedroom count moves the number more than home type does. Rentometer's April 2026 snapshot puts the average Sherman 1-bedroom apartment at $1,039, the 2-bedroom at $1,352 and the 3-bedroom at $1,778. That leaves a 2-bedroom apartment and an average townhome within about $90 of each other.
One caveat. Published averages for rentals in Sherman vary by provider, because each site tracks a different set of listings. Treat these numbers as a starting point and confirm current pricing on any unit you tour.
Townhome vs Apartment: Which One Fits How You Live?
Pick the townhome if you work from home or share the place with roommates or kids, since the second floor gives everyone a door to close. Pick the apartment if you want the lowest rent and no stairs. Neither choice is wrong. It depends on which tradeoff you'll notice every single day.
What Apartment Living Gets You
One floor is quicker to clean and simpler to furnish. Rent tends to be lower too, and in Sherman the 1-bedroom apartment is still the cheapest way into a professionally managed community. That matters for shift workers and people on short job assignments who care more about a fixed, predictable payment than extra square footage.
Apartment Amenities That Change the Math
Shared features can close some of the gap. At The District at Sherman, the community amenities include a dog park, a laundry facility, on-site management and online rent payments, and homes come with balconies and bathtubs. Rent can be paid by eCheck or credit card, or in cash through MoneyGram, which helps anyone who doesn't keep a bank account.
When a Townhome Is Worth the Extra Rent
A townhome earns its premium when the extra room replaces another expense. If a home office saves you a coworking membership, or a separate upstairs bedroom lets two roommates split the rent comfortably, a $300 difference can pay for itself. Ask how utilities are billed before you sign. Two floors can mean a bigger cooling bill in a North Texas summer.
Renting a townhome is also a low-risk way to test two-story living before you buy one. Sherman homeowners with a mortgage paid a median of $1,758 a month in the Census Bureau's 2020 to 2024 estimates. That's more than either average rent, and it comes before repairs, insurance surprises or a down payment.
Frequently Asked Questions
1. Is a townhome better than an apartment for families?
Often, yes. A townhome usually puts bedrooms upstairs and the living area downstairs, so kids can sleep while adults are still up. Still, the average Sherman household has 2.43 people, according to Census data, and many families fit comfortably in a 2- or 3-bedroom apartment. Compare the actual layouts before you decide.
2. Where can I find cheap apartments in Sherman TX?
Start with 1-bedroom units. Rentometer's April 2026 data shows most Sherman 1-bedrooms renting between $915 and $1,165 a month, the 25th to 75th percentile range. Ask about move-in specials as well, since listing sites showed several Sherman communities offering free weeks or reduced fees in October 2026.
3. What should I compare when touring a townhome and an apartment?
Bring the same checklist to both tours:
- Total monthly cost, including pet rent, parking and utilities
- Measured square footage and how much the stairs take up
- Where the washer and dryer or nearest laundry room is
- Which walls you share and what sits on the other side
- Lease length options and any current move-in specials
4. Do townhomes cost more in utilities than apartments?
They can. A townhome with more square footage over two floors has more air to cool, and warm air collects on the upper level in summer. Ask the leasing office for average utility costs on the specific unit, and check whether water, trash or pest control are billed on top of rent.
5. How much income do I need to rent in Sherman?
Many landlords screen for gross income of about three times the monthly rent. At Sherman's $1,111 average apartment rent, that's roughly $3,333 a month. For comparison, the city's median household income was $58,859 in the Census Bureau's 2020 to 2024 estimates, or about $4,905 a month.
Final Thoughts on Apartments in Sherman TX
Space and price decide most townhome vs apartment in Sherman choices. Citywide averages favor apartments by about $328 a month, but in ZIP 75092 the difference shrinks to roughly $54, so a townhome is worth touring if you need the room. Check current pricing on both, then get directions to 221 Archer Circle and see the two side by side.
